CommonCents Mail July 2015

Wednesday, 15 July 2015

Welcome to this months newsletter. In this month's newsletter, we give you some ideas about preparing for a financial rainy day. Did you know that investor behaviour can be one of the main things that can influence the outcome of your financial performance? We look at superannuation salary sacrifice, insurance premiums, feature our selling a house calculator. We have also included an emotional, yet inspiring video of turning a devastating situation into a gift.

 

Are You Prepared For A Financial Rainy Day

Are You Prepared For A Financial Rainy Day

When the unexpected happens and unplanned financial expenses occur do you have the funds at call ready to cover them or are you someone who uses credit to bail yourself out?

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Good Vs Bad Investor Behavior

Good Vs Bad Investor Behavior

Did you know that one of the biggest drivers for the performance of investments can often be due to the good or bad behaviour of an investor.

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What You Need To Know About Salary Sacrifice

What You Need To Know About Salary Sacrifice

You may have heard of the term salary sacrifice before but are not sure what it means or how it works? In this article we take a look at salary sacrifice in more detail as it relates to superannuation.

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The Cost Of Insurances - Stepped Vs. Level Premiums

The Cost Of Insurances - Stepped Vs. Level Premiums

In this article we explain that when taking out personal insurances you have the choice of how the premium cost is structured and how much you will pay for your insurance cover over the life time of your policy.

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Thinking Of Selling A Property?

Thinking Of Selling A Property?

Are you thinking of selling your home or investment property? Our calculator helps you work out all the costs associated with selling.

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The Best Gift I Ever Survived

The Best Gift I Ever Survived

If you’re faced with something that’s unexpected, unwanted or uncertain would you consider it a gift?

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A New Quarterly Competition Quiz

This month is we have a new competition! All you need to do is get 4 answers correct to go in the draw to win a $100 voucher. Good Luck!

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About The Author

Nick Girle

Nick Girle

Senior Financial Planner & Director

 

Nick Girle is a leading expert in personal finance who has been providing families with financial advice for 20 years.

He works with the types of families that aspire to use their financial and intellectual resources and are willing to put in the effort to rid themselves of all of their money worries.

Since embarking upon his Financial Planning journey Nick Girle has brought comfort, security and peace of mind to thousands of client’s financial lives through a process that ensures complete understanding of a family’s financial hopes and dreams.

He became involved in the Financial Services industry initially with the Suncorp group before taking on a Senior Planning role with NAB Financial Planning and then established Common Cents Wealth in 2011 to better help him spend more time focussing on what’s important – a client’s ultimate financial success.

Together with business partner Richard Brannelly he runs CommonCents Financial Planning.

Email or call 1300 376781 today for an appointment and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

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Our comprehensive online resource enables our clients to explore at their own pace.

 

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CommonCents Financial Planning Pty Ltd ABN 15 167 774 361 Authorised Representative of GWM Adviser Services Limited ABN 96 002 071 749 trading as
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Commoncents Financial Planning
Address:
115 Herries Street
Toowoomba QLD 4350
Phone: 1300 376 781
Fax: 1300 376 791